Your wallet should not decide who you can pay.
Yobü is the interoperability bridge between Orange Money, MTN MoMo, Kulu, Souatra and regional corridors. Any phone. Any wallet. One network.
Conakry · GuinéeCross-wallet bridge
Simulator- Service fee 1.20%
- 3,000 GNF
- Rate
- 1 GNF = 1.000 GNF
- Total debit
- 253,000 GNF
Debit authorised
Route selected
Credit delivered
Settled and receipted
Illustrative rates. Not contracted pricing.
Settle
1.6s
Fee
1.20%
Rails
5
Dual-channel architecture
A basic phone is part of the network.
A low-bandwidth USSD engine reaches 2G feature phones in rural areas. The Yobü app gives smartphones instant QR payments. Same identity, same fee, same receipt.
Dial, choose, authorise
Dial *770# to open Yobü
> _
Try *770# then Send
Scan, confirm, done
Linked wallets
1,284,500 GNF
Recent
Built for low data plans
Illustrative shortcode. Shortcode allocation and operator access require agreement.
One product system
Three products. One network engine.
Yobü Consumer
Pay anyone, anywhere
P2P across wallets, market and taxi QR, bill splitting and Osusu savings circles.
Explore
Yobü Business
Accept every wallet
Unified merchant QR, hosted checkout, payment links and agency funding.
Explore
Yobü Connect
Build on local rails
One API for collections, payouts, routing and reconciliation.
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Everyday commerce
From the market to the ride home.
Market stalls, taxis, shops and restaurants accept payments through one consistent merchant identity.
Ecosystem launch MOUs
Four partners. An initial distribution base.
NABOO
Cross-border remittance
Local execution for global-to-Africa and institutional flows.
SkyClaim
Travel claims
Payouts of travel compensation to local wallets.
Nimba eSIM
Telecom top-ups
eSIM and airtime purchases paid from any linked wallet.
WIRU
Agency funding
Agency purchase-balance funding and transaction reporting.
Security and settlement
Trust and settlement are part of the product.
Transaction references
Every payment carries one reference across debit, route, credit and settlement, so support and reconciliation never guess.
End-to-end PIN protection
PINs stay inside the provider's approved authentication flow. Yobü never stores or sees them in clear.
Idempotent by design
Uncertain outcomes trigger status resolution before any retry, which prevents duplicate delivery.
Partner bank settlement
Funds settle through licensed partner banks with explicit currency and settlement obligations on every route.
Priority access